NoviX

End User License Agreement

Last updated: 4 November 2026

This End User License Agreement ("Agreement" or "EULA") is a legal agreement between you ("User", "you", or "your") and Novix sp. z o.o. ("Company", "we", "us", or "our"), governing your use of the Novix Trader mobile application ("App"). By downloading, installing, accessing, or using the App, you agree to be bound by this Agreement. If you do not agree to this Agreement, you must not download, install, or use the App.

1. Licensor Information

The App is licensed to you by: Novix sp. z o.o. Registered in Poland Registered office: Białystok, Poland Website: https://novix.pro Contact email: nowonovix@gmail.com Novix sp. z o.o. is the licensor of the App and retains all rights not expressly granted to you under this Agreement.

2. License Grant

Subject to your compliance with this Agreement, the Company grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to:

This license does not transfer ownership of the App or any intellectual property rights to you. The App is licensed, not sold.

3. Restrictions on Use

You may not, except where expressly permitted by applicable law:

Nothing in this Agreement restricts rights that cannot legally be restricted under applicable law.

4. Intellectual Property Rights

The App and all related intellectual property rights, including but not limited to:

are owned by or licensed to Novix sp. z o.o. All rights not expressly granted under this Agreement are reserved by the Company or the relevant rights holders.

5. App Functionality

Novix Trader is a portfolio tracking application designed to help users organize, monitor, and review investment-related information. The App may include functionality for tracking financial instruments, recording portfolio positions, calculating portfolio values, and displaying related information. The App does not provide brokerage, investment management, or financial advisory services. The App does not execute financial transactions or hold users' funds. The Company may modify, update, or discontinue features of the App from time to time.

6. No Financial Advice

The App is provided for informational and portfolio tracking purposes only. The Company does not provide investment, financial, tax, or legal advice through the App. Information displayed within the App does not constitute a recommendation to buy, sell, or hold any financial instrument. You are solely responsible for your financial and investment decisions. The Company does not guarantee any investment outcome or financial result.

7. Updates and Maintenance

The Company may provide updates, upgrades, patches, or other modifications to the App. Updates may be necessary to maintain compatibility, security, or functionality. You agree that updates may be installed automatically where permitted by your device settings or the applicable app distribution platform. The Company does not guarantee that the App will remain compatible with all devices or operating systems indefinitely. Where required by applicable law, the Company will provide necessary updates and maintain the functionality required by such law.

8. Third-Party Components

The App may include or rely on third-party software, services, or components. Such components may be subject to separate license terms. Where applicable, the relevant third-party license terms will govern your use of those components. Nothing in this Agreement limits rights granted to you under applicable open-source software licenses.

9. User Data

The App may allow you to enter portfolio information, financial instrument details, and other information necessary for its functionality. You retain ownership of the information you provide to the App. You are responsible for the accuracy of information you enter and for maintaining appropriate backups of important information. The Company does not guarantee that user-entered information will remain available indefinitely. The processing of personal data is governed by the Company's Privacy Policy: https://novix.pro/privacy-policy

10. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the App is provided on an "as is" and "as available" basis. The Company does not warrant that:

Nothing in this Agreement excludes or limits warranties or rights that cannot be excluded under applicable law.

11. Limitation of Liability

To the maximum extent permitted by applicable law, the Company shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the App. The Company shall not be liable for:

Nothing in this Agreement excludes or limits liability for intentional misconduct or any other liability that cannot legally be excluded under applicable Polish or European Union law.

12. Termination

This Agreement remains effective until terminated. You may terminate this Agreement at any time by uninstalling the App and ceasing all use of it. The Company may terminate or suspend your license if you materially breach this Agreement or use the App unlawfully. Upon termination, you must cease using the App and uninstall it from your devices. Termination does not affect any rights or obligations that accrued before termination. Sections relating to intellectual property, disclaimers, limitations of liability, governing law, and other provisions intended to survive termination shall remain effective.

13. Governing Law

This Agreement is governed by the laws of Poland, subject to mandatory consumer protection laws applicable to you. Any disputes arising from this Agreement shall be resolved by the competent courts in accordance with applicable law. Nothing in this Agreement deprives consumers of mandatory rights granted under applicable European Union or national legislation.

14. Consumer Rights

If you are a consumer, you may benefit from mandatory rights under applicable consumer protection legislation. Nothing in this Agreement is intended to exclude, restrict, or limit any rights that cannot legally be excluded or limited.

15. App Distribution Platforms

If you downloaded the App through Google Play or another application distribution platform, your use of that platform is also subject to the relevant platform's terms and conditions. This Agreement is between you and Novix sp. z o.o. The application distribution platform is not a party to this Agreement, except where expressly required by its applicable terms. The Company, rather than the application distribution platform, is responsible for the App and its content, subject to applicable law.

16. Changes to This Agreement

The Company may update this Agreement from time to time. The updated version will be published on the Company's website or made available through the App. The "Last Updated" date indicates when the latest changes were made. Where required by applicable law, we will notify users of material changes or obtain their consent.

17. Contact Information

For questions regarding this Agreement, please contact: Novix sp. z o.o. Białystok, Poland Website: https://novix.pro Email: nowonovix@gmail.com

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